Personal Auto

Having the right amount of coverage is essential.  We offer a variety of coverage to protect you, your family, your passengers, your vehicles and other drivers on the road.

Unique coverage: 
(Subject to availability, coverage and auto package chosen)

  • First Accident Forgiveness – Your good driving record means that you won’t get a rate increase because of your first accident. You’ve earned it!
  • New Vehicle Replacement – If you car is totaled in the first 15 months or 15,000 miles, we’ll give you a brand new car – same make and model – with absolutely no depreciation.
  • Disappearing Deductibles – No one likes deductibles, so we have companies that do something about it!  Stay accident free and we’ll decrease your deductible over time until it gets to zero!  We’ll also eliminate your entire deductible for most not-at-fault accidents… and lower your deductible $100 when you choose an approved repair shop.
  • No Drop Promise – We want to be your insurance agency for as long as you drive.  We have companies that will stand by you through good times and bad.  We value your loyalty… and that means we’ll remain loyal to you!
  • Recover Care – Injured in a car accident and need some help around the house?  We have a company that recognizes that life doesn’t stop, so they will pay up to $2500 for up to 6 months for home services like house cleaning, shopping, lawn care, dog walking, and more.  At no extra cost!
  • 12 month policy available: You’ll lock in your rate for a full year – not just 6 months like policies offered by other companies.  

Coverage that we offer include:

  • Bodily Injury Liability and Property Damage
  • Medical Payments
  • Uninsured and Under-insured Motorist
  • Uninsured Motorist Property Damage
  • Comprehensive coverage
  • Collision coverage
  • Rental Reimbursement
  • Towing and Labor

How about discounts?

  • Good student driver
  • Multi-car discounts
  • Anti-theft discount
  • Multi-policy discount

The more policies you have with one company, the more discounts available to you!