Claims

What To Do After a Claim
When the unexpected happens, it can feel overwhelming. Follow these simple steps to protect yourself and help the claims process go smoothly:
1. Ensure Safety First
  • Check for injuries and seek medical attention if needed
  • Move to a safe location if possible
  • Call 911 for emergencies
2. Prevent Further Damage
  • Take reasonable steps to protect your property from additional damage
  • Example: cover a broken window or shut off water if there’s a leak
3. Document Everything
  • Take photos and videos of damage, vehicles, property, and surroundings
  • Gather names, contact information, and insurance details of others involved
  • Write down what happened while it’s fresh in your memory
4. Contact Our Office First

We’re here to guide you through the process and help you avoid mistakes.

📞 Office: 217-422-1775
📱 After Hours: 217-413-0375
 
5. Report the Claim
  • Mercury: 1-800-503-3724
  • Progressive: 1-800-PROGRESSIVE (1-800-776-4737)
    • Roadside Assistance: 1-888-776-2778
  • Midwest Family Mutual: 1-800-CALL-MFM (1-800-225-5636)
  • The Hartford:
    • Personal Lines: 1-800-243-5860
    • Commercial Lines: 1-800-327-3636
  • Foremost: 1-800-527-3907
6. Keep Records
  • Save receipts for temporary repairs or living expenses
  • Keep notes of conversations with adjusters and companies
7. Work With Your Adjuster
  • Be available for inspections
  • Provide requested documentation promptly
  • Ask questions — we’re here to help you understand everything

We’re With You Every Step of the Way
At Armer Insurance, Inc., you’re not alone during a claim. We’re here to advocate for you, answer your questions, and help make the process as smooth as possible.
Have questions? Call us anytime — we’re here to help.